The Consumer Protection Act 1987 – Guide to Claims For Faulty Products

When making a claim for compensation where a person has been injured by a faulty or defective product, the key legislation that your solicitor will relate to is the Consumer Protection Act 1987. This Act gives people the right to seek redress for death or injury caused by using defective consumer goods. The Act also sets out a requirement that all goods for domestic use must be reasonably safe, bearing in mind all the circumstances and the way in which they are intended to be used. If you have been injured by a faulty product and you were using the product as intended at the time of your accident, it is the Consumer Protection Act that gives you the right to make a compensation claim.Before the introduction of the Act, and its extension in 1994 to cover all domestic consumer goods, the only way you could make a claim against a supplier for selling you a defective product was to use the Sale of Goods Act, which did not provide the same level of protection for consumers. The Consumer Protection Act, on the other hand, gave anyone injured by a faulty or defective product the option to make a claim against either the supplier or the manufacturer, as long as the injury or damage caused by the defective product is valued at more than £275.The definition of a defective product is one where the safety of the product is not up to the level that members of the public are entitled to expect. However, anyone considering making a claim for faulty products compensation should be aware that just because a product is of poor overall quality, or its manufacturer subsequently makes a safer or superior version, it does not make it unsafe. To be unsafe a product actually has to cause damage to property or injury to the person using it, even if they are using it as instructed. When the courts consider a claim for faulty products compensation, they will also look at when the product was made, whether it came with any instructions or warnings and what it is intended to do.

Online Shopping and Transaction – Not a Very Good Option

Nowadays, it is a trend to shop online. Online shopping can be done at the comfort of your house. No need of rushing around in traffic, no trouble of finding parking spot, no need to even move your feet around. More than 2 million cars are sold online nowadays in the United States. Consumers rely on the internet more than real people nowadays. It is really bad for people with showrooms and shops. A lot of people lose sales because of online shopping.Online shopping is really advantageous because you get everything at a much cheaper price. I got a book online for 450Rs which was actually 650Rs in market. There is always a better deal online. Well the difference is shocking but the reasons are simple. When you have a shop on your own; you need to find a place for rent, you will have to pay the shopkeepers, pay for electricity, maintenance, decoration and many other misc charges. But having an online shop is less tedious. All you need is a warehouse to dump all your products and when someone orders for something, you just need to collect the things and ship it to them. Plus the online shops have customers all around the world not just the particular city or town.I travel a lot. I generally book my tickets and reserve hotel rooms through a travel agent. But now that everything is available online, I can make my trips much cheaper because then I did not know the rates of room and I have no means of knowing them so I relied on the travel agent, but now I am informed and I can find my way around. So when a lot of consumers start booking their trips online, then the travel agents and the tourists are out of business.Now with the online banking, when more and more people get the knack of it then no one will want to go to the bank, a lot of people will lose their jobs in 5 years time. People will bank with the automated message which resolves all their queries. Nowadays no one has the need to transfer any cash. The money is only wired and transferred from account to account. The same goes to the insurance business and other similar fields.All sorts of consumer goods are sold online. They are always found at better prices. But shopping for such items online, there is always the danger of breakages. The blame is always on the packaging crew and the money is not always refunded back to the consumers. Imagine in another few year. A lot of people will lose jobs because of the internet. The internet is a convenient option for a lot of people. But when more and more consumer shops online then the number of stores will reduce. When number of stores reduce, the unemployment rate increases.The other danger of online shopping is that more you use the credit cards online then there is a danger of losing your critical information. Many criminals and frauds are after such information of innocent people. Acquiring such information is very easy. So always make sure you shop from reliable sources. The particular website should be certified with all the requirements. There are websites which sells your personal information. Consumer should always be aware of such mishaps. They should know about the consequences of online shopping before giving out personal information.The internet may be a simple solution for a lot of things. But it is quite a dangerous option. There are plenty of people who have gone bankrupt because of the theft of their social security number. There are so many cyber crimes happening every day. Internet cannot be eradicated as the pros weigh more than the cons. But one can be very careful and avoid many mishaps by being precautious. But all these things can be avoided by being old school and visiting the mall and the store. There is no bigger fun than shopping. You can save a lot of jobs in future and also keep yourself safe from cyber criminals.